Mortgage Loans. TwinStar Credit Union desires to help your perfect of house ownership.

Our professionals are dedicated to assisting people locate a loan that is great result in the loan experience seamless. With just minimal charges, competitive prices and quality member service, we have been to you each step associated with the means.

TwinStar Credit Union desires to help your ideal of house ownership. Our specialists will show you during your very first home loan and give an explanation for process. The mortgage procedure are tricky, but we could craft a mortgage loan that fits your needs and also make the true house ownership journey seamless.

Traditional loans – high or low advance payment choices. Your loan may have loan that is flexible and fixed or adjustable prices, whichever is the best for your house plans and goals. Prices are particularly competitive together with costs will perhaps not make you in surprise.

Twin 100 – TwinStar’s groundbreaking brand new home loan system. The initial of its type, this system enables you to fund 100% of one’s home loan. This is actually the way that is best to go into the real estate market with just minimal expenses since there are not any down re payments needed. And unlike other programs, Twin 100 doesn’t need you to buy a property in an area that is specific have any particular house ownership training certifications. This system is ideal for both the skilled or home buyer that is new. Discover more at

Twin 97 – TwinStar delivers a 3% advance payment program that beats the competition. If you’re considering purchasing a property — especially if you’re a first-time homebuyer — you are experiencing only a little overrun using the up-front costs. Which is the reason why TwinStar has generated a home that is special system to relieve the duty, with reduced down payments and less limitations on brand new borrowers. For complete program details, see

RHS loans – Rural Housing Service (RHS) provides affordable loans to qualified families and folks whom reside in or like to go on to rural communities. It is possible to fund the product sales price and closing costs as much as the value that is appraised of house. Gift funds permitted from friends and family and also the seller will pay a number of the closing expenses.

Construction loans – TwinStar supplies the choice for a hard and fast rate, all in one single customized construction loan or a quick term construction loan for 9 or one year. An authorized specialist is required. Credit history the least 660 while the home should be owner occupied, investment or dual wide or bigger manufactured home. Month-to-month draws are available. Restricted jumbo sizes are allowed. Contact a home loan loan officer to obtain the ball rolling.

Land Loans – Not quite prepared to build? Secure the land and build within three to five years. We could fund the land for you personally providing you time for you to focus on equity, locate a builder, and work out future plans. Land purchases require a 25% advance payment and now have a 3 or 5 12 months term.

We additionally provide alternatives for VA, FHA, and USDA loan programs. Find out more or e mail us to learn about all of your options today.

TwinStar Credit Union provides mortgage loans with just minimal costs and rates that are competitive proven quality user service. We comprehend the neighborhood housing marketplace, available funding options therefore we keep an eye out for you personally in terms of your house and monetary well-being. We’re invested in assisting people find a good loan, at a value that is great. We shall help to make your fantasies become a reality!

You can easily use online, call us, or simply just drop by some of our locations that are convenient.

Fast forward your mortgage with Zoom

The Zoom home mortgage is good for users with retirement around the corner. When you yourself have considerable equity in your own home, put up the Zoom to spend down your property at exactly the same time you retire, with a versatile term of five, seven or a decade. You can easily time payment of one’s loan to zoom down into your your retirement! The Zoom has a structured underwriting procedure- no assessment and no loan origination charge.